Macroeconomics

‭For‬‭example,‬‭American‬‭tourists‬‭visiting‬‭Japan‬‭will‬‭need‬‭to‬‭buy‬‭yen‬‭with‬‭the‬‭U.S.‬‭dollars‬‭they‬‭have‬‭in‬‭hand.‬ ‭If‬ ‭the‬ ‭exchange‬ ‭rate‬ ‭of‬‭dollar‬‭to‬‭yen‬‭is‬‭$1‬‭=‬‭146‬‭JPY‬‭and‬‭the‬‭tourists‬‭want‬‭to‬‭buy‬‭a‬‭shirt‬‭for‬‭4,000‬‭JPY,‬ ‭they will need to exchange around $27.39 for 4,000 JPY (‬ ‭).‬ ‭4‭1‬, ‭04060‬ ‬ ‭Foreign Exchange Market‬ ‭Currencies,‬ ‭like‬ ‭any‬ ‭other‬ ‭good‬ ‭or‬ ‭service,‬ ‭are‬ ‭actively‬ ‭traded‬ ‭in‬ ‭a‬ ‭market‬ ‭referred‬ ‭to‬ ‭as‬ ‭the‬ ‭foreign‬ ‭exchange‬‭market‬ ‭(Forex).‬‭In‬‭any‬‭exchange,‬‭including‬‭currency‬‭transactions,‬‭a‬‭price‬‭is‬‭established.‬‭In‬‭the‬ ‭foreign‬‭exchange‬‭market,‬‭the‬‭price‬‭of‬‭a‬‭currency‬‭is‬‭denoted‬‭in‬‭terms‬‭of‬‭other‬‭currencies,‬‭represented‬‭as‬ ‭an exchange rate.‬ ‭Exchange‬ ‭rates‬ ‭are‬ ‭typically‬ ‭determined‬ ‭by‬ ‭the‬ ‭forces‬ ‭of‬ ‭supply‬ ‭and‬ ‭demand‬ ‭in‬ ‭a‬ ‭country's‬ ‭foreign‬ ‭exchange market. There are two main exchange rate systems:‬ ‭1.‬ ‭Floating‬ ‭Exchange‬ ‭Rate‬‭System:‬ ‭The‬‭exchange‬‭rate‬‭between‬‭two‬‭currencies‬‭fluctuates‬‭based‬ ‭on‬‭market‬‭forces,‬‭supply,‬‭and‬‭demand.‬‭Governments‬‭or‬‭central‬‭banks‬‭do‬‭not‬‭intervene‬‭to‬‭fx‬‭the‬ ‭rate.‬ ‭Major‬‭currencies‬‭like‬‭the‬‭U.S.‬‭dollar,‬‭the‬‭Euro,‬‭and‬‭the‬‭Japanese‬‭yen‬‭are‬‭floating‬‭currencies‬ ‭that change value based on Forex market movements.‬

‭2.‬ ‭Fixed‬‭Exchange‬‭Rate‬‭System:‬ ‭In‬‭this‬‭system,‬‭the‬ ‭government‬ ‭or‬ ‭central‬ ‭bank‬ ‭sets‬ ‭a‬ ‭specifc‬ ‭exchange‬ ‭rate‬ ‭and‬ ‭intervenes‬ ‭in‬ ‭the‬ ‭foreign‬ ‭exchange‬‭market‬‭to‬‭maintain‬‭that‬‭rate.‬‭Fixed‬‭rates‬ ‭can‬ ‭be‬ ‭linked‬ ‭to‬ ‭a‬ ‭country's‬ ‭gold‬ ‭reserves‬ ‭or‬ ‭another‬ ‭stable‬ ‭currency.‬ ‭Many‬ ‭emerging‬ ‭and‬ ‭developing‬ ‭economies‬ ‭use‬ ‭fxed‬ ‭exchange‬ ‭rates‬ ‭for‬ ‭their‬ ‭currencies‬ ‭to‬ ‭ensure‬ ‭economic‬ ‭stability.‬ ‭Examples‬ ‭include‬ ‭Panama,‬ ‭Hong‬ ‭Kong,‬ ‭Saudi‬ ‭Arabia,‬ ‭and‬ ‭the‬ ‭United‬ ‭Arab‬ ‭Emirates‬ ‭that‬ ‭peg‬ ‭their currencies to the U.S. dollar.‬

‭Exchange‬‭rates‬‭play‬‭a‬‭pivotal‬‭role‬‭in‬‭international‬‭trade‬‭and‬‭fnance,‬‭influencing‬‭the‬‭cost‬‭of‬‭imports‬‭and‬ ‭exports,‬ ‭tourism,‬ ‭foreign‬ ‭investment,‬ ‭and‬ ‭even‬ ‭inflation‬ ‭rates‬ ‭within‬ ‭a‬‭country.‬‭In‬‭fxed‬‭exchange‬‭rate‬ ‭systems,‬ ‭central‬‭banks‬‭and‬‭governments‬‭often‬‭intervene‬‭in‬‭the‬‭foreign‬‭exchange‬‭market‬‭to‬‭stabilize‬‭or‬ ‭influence‬ ‭their‬ ‭currency's‬ ‭value.‬ ‭The‬ ‭fluctuations‬ ‭in‬ ‭exchange‬ ‭rates‬ ‭can‬ ‭have‬ ‭signifcant‬ ‭economic‬ ‭consequences, closely monitored by governments, businesses, and investors worldwide.‬ ‭Currency Appreciation and Depreciation‬ ‭When‬ ‭an‬ ‭exchange‬ ‭rate‬ ‭changes,‬ ‭the‬ ‭value‬ ‭of‬ ‭one‬ ‭currency‬ ‭increases‬ ‭while‬ ‭the‬ ‭value‬ ‭of‬ ‭the‬ ‭other‬ ‭decreases.‬ ‭In‬ ‭a‬ ‭floating‬ ‭exchange‬ ‭rate‬ ‭system,‬ ‭the‬ ‭value‬ ‭of‬ ‭a‬ ‭currency‬ ‭is‬ ‭determined‬ ‭by‬ ‭the‬ ‭price‬ ‭mechanism,‬‭under‬‭the‬‭forces‬‭of‬‭demand‬‭and‬‭supply.‬‭This‬‭means‬‭that‬‭any‬‭change‬‭in‬‭the‬‭demand‬‭and/or‬ ‭supply of a currency will affect its value.‬

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